For every motorist, a corresponding car insurance exists. Hence, the only thing left is finding them. Of course, the search will vary. And this normally lies on the coverage and price that they offer, something that should be duly studied by people of different ages since they have to find out which car insurance is worth getting.

If you are an older driver and are looking to renew your policy, make sure you go to a company who will reward you for the fact that you are less likely to drive fast or recklessly. Let’s face it, a 17-year old drives a little differently to a 70-year old. Unless, of course at 71 years of age you enjoy pulling doughnuts – which definitely don’t come with jam.

As an older driver, you’ll also, more than likely, want a different make and model of car than a younger driver. Your car insurance company should take that into account and supply a quote that reflects that fact accordingly.

Just remember these facts. Our car preference changes in time but so does our manner of driving. Call it a mellowing period, it also means that we are at that point where car driving is done cautious and of course safer compared to the high risk times all of us once had.

(Source) Press

Tags: car driving, car insurance company, car preference, high risk, Insurance

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Analyze your car expenses and you may find a glaring figure that is associated with the car insurance premiums you are paying. Now, ask yourself, do I need car insurance? Well it depends. It largely lies on the type of driver you are, defensive or high risk. Of the two, the latter obviously needs car insurance coverage since he is most likely prone to accidents and potential injuries.

But for some people, the consistency and use of having car insurance seems to be wearing off. Some are dropping it and deem it as unnecessary, particularly now that the times are hard and everyone is tightening their belts. It is a risk, but for some people, the solution is just to drive safely or limit your trips to avoid needing it.

However, here are some facts you should know if you decide to drop your car insurance:

1. Driving without car insurance is a crime
2. Your auto insurance rates will increase when you reinstate your policy
3. You very well may incur stiff penalties

Hence, given these facts, would it be wise to overlook insurance? While many see it as something that covers the car only, you may end up losing a lot more (not to mention spend more) if you are not aware of the things that can happen if you drop it.

Penalties for failing to maintain car insurance can range from a fine, to a suspended license, to jail time. If you get caught, your car or license plates could be impounded until you can pay the fine. Then, you have to pay another fee to reinstate your registration.

(Source) Press

Tags: Accidents, auto insurance rates, belts, car expenses, car insurance coverage, car insurance premiums, consistency, high risk, Insurance, jail time, license plates, registration source, stiff penalties

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AlertDriving announces the release of the Commercial Truck Hazard Perception Evaluation program, something specifically created for commercial truck drivers, this state-of-the-art risk assessment tool is designed to identify a commercial fleet’s high risk drivers, based on their performance in six core safe driving categories.

The web-based program consists of two components – the first is a series of traffic scenarios where the driver is presented with a view of the road from behind the wheel, including both side-view and wide angle mirrors of a commercial truck, using real-life video footage. The second component consists of a series of hazard-based multiple choice questions. Based on the results of the evaluation, the system then assigns specific, targeted online training modules to address each individual driver’s deficiencies and mitigate the risk.

This program can be delivered at a fraction of the time and cost compared to alternatives such as a simulator, behind the wheel or class room training. It has been proven to provide a key indication of a driver’s propensity to be involved in a collision.

(Source) Press

Tags: commercial fleet, commercial truck drivers, deficiencies, driving categories, evaluation program, fraction, hazard perception, high risk, multiple choice questions, propensity, risk assessment tool, risk drivers, state of the art, traffic scenarios, video footage, wheel, wide angle

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